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Romanian Commercial Bank to launch smart cards in early April

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Romanian Commercial Bank to launch smart cards in early April

Posted on February 6, 2020February 7, 2020 by

Tuesday, March 22, 2005Starting from April 4, the Romanian Commercial Bank (Banca Comercial? Român?, or BCR), the country’s largest bank, will launch a smart card system for all its ATM network as well as its point-of-sale terminals in more than 5,000 stores across Romania. While the system will be enabled to work with these cards from April, the smart cards themselves will only be issued to account holders in the second half of the year.

Smart cards in a banking context are cards which contain information on a chip and can permit greater security and control of transactions. BCR is the first Romanian bank to use this technology.

Finding The Right Technician For An Oil Change Tulsa

Posted on February 6, 2020February 7, 2020 by

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byadmin

A motor is the lifeblood of a vehicle. An internal combustion engine contains parts that work together for a car to run right. To reduce wear and tear on an engine, it’s necessary to use motor oil in a car. It’s advisable to get an Oil Change Tulsa approximately every three thousand miles. Use the following guidelines to find a suitable technician to do this job.

Start the search for a specialist for oil changes by getting referrals from trustworthy people. Reliable sources can be friends, family, members and colleagues. Find out about the quality of labor and workmanship done on each person’s vehicle. A car owner can also ask a mechanic for recommendations. Although a mechanic can certainly change oil, some mechanics refer people to technicians who mainly perform oil changes. Many car facilities specialize in oil changes. These businesses also offer other services such as battery changes and tire changes. A mechanic can relay information he has heard about specific service providers. Choose two service providers for further search. Click here for further details.

Take some time to visit the facility of each service provider. Park across the street to observe the actions of the workers. The employees should be performing car work a majority of the time. Does the facility look neat and tidy? When cars are not being worked on, do the employees clean up and perform other duties? Dedication to cleanliness and organization can be a huge indicator of the way the workers conduct business.

Take some time to talk to a lead technician. Ask about the technician’s experience, time in business, and ability to work on your car. Inquire about the type of oil that would be best for your car. Ask about the oil changing process and if the facility provides filters as part of the oil change. The technician should be able to provide you with these details.

By asking questions and observing a facility, a person can make a decision on who to hire for an Oil Change Tulsa. For questions about oil changes and additional services, please talk to an expert at Tate Boys Tire & Service. This business can handle oil changes as well as wheels and auto repair to keep customers in vehicles that run great and look even better.

Market maker Bernard L. Madoff arrested in $50B ‘giant Ponzi scheme’

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Market maker Bernard L. Madoff arrested in $50B ‘giant Ponzi scheme’

Posted on February 6, 2020February 7, 2020 by

Correction — January 10, 2009 This article incorrectly states that Mr Madoff attended Hofstra University Law School. His education was actually with Hofstra College, which he graduated from in 1960.

Friday, December 12, 2008

Top broker and Wall Street adviser Bernard L. Madoff, aged 70, was arrested and charged by the FBI on Thursday with a single count of securities fraud, also known as stock fraud and investment fraud. He allegedly told senior employees of his firm on Wednesday that his $50 billion business “is all just one big lie” and that it was “basically, a giant Ponzi scheme (since at least 2005).” Mr. Madoff faces up to 20 years imprisonment and a fine of up to $5 million. FBI agent Theodore Cacioppi said Mr. Madoff’s investment advisory business had “deceived investors by operating a securities business in which he traded and lost investor money, and then paid certain investors purported returns on investment with the principal received from other, different investors, which resulted in investors’ losses of approximately $50 billion dollars.”

The former chairman of the Nasdaq Stock Market is also the founder and primary owner of Bernard L. Madoff Investment Securities LLC, the closely-held market-making firm he launched in 1960. The firm is one of the top market maker firms on Wall Street. He founded his family firm with an initial investment of $5,000, after attending Hofstra University Law School. He saved the money earned from a job lifeguarding at Rockaway Beach in Queens and a part time job installing underground sprinkler systems.

A force in Wall Street trading for nearly 50 years, he has been active in the National Association of Securities Dealers (NASD), a self-regulatory organization for the U.S. securities industry. His firm was one of the five most active firms in the development of the NASDAQ, having been known for “paying for order flow,” in other word paying a broker to execute a customer’s order through Madoff. He argued that the payment to the broker did not alter the price that the customer received. He ran the investment advisory as a secretive business, however.

Dan Horwitz, counsel of Mr. Madoff, in an interview, said that “he is a longstanding leader in the financial-services industry with an unblemished record; he is a person of integrity; he intends to fight to get through this unfortunate event.” Mr. Madoff was released on his own recognizance on the same day of his arrest, after his 2 sons turned him in, and posting $10 million bail secured by his Manhattan apartment. Without entering any plea, the Court set the preliminary hearing for January 12.

Madoff’s hedge fund scheme may rank among the biggest fraud in history. When former energy trading giant Enron filed for bankruptcy in 2001, one of the largest at the time, it had $63.4 billion in assets. The scheme would dwarf past Ponzis, and it would further be nearly five times the telecommunication company WorldCom fraud and bankruptcy proceedings in 2002.

The Securities and Exchange Commission filed a separate civil suit on Thursday against Bernard L. Madoff Investment Securities and its eponymous founder Mr. Madoff. It was docketed as “U.S. v. Madoff,” 08-MAG-02735, by the U.S. District Court for the Southern District of New York (Manhattan). SEC, New York associate director of enforcement, Andrew M. Calamari, asked the judge to issue seizure orders on the firm and its assets, and appoint a receiver. The SEC pleads, among others, that “it was an ongoing $50 billion swindle; our complaint alleges a stunning fraud that appears to be of epic proportions.” It further accused the defendant of “paying returns to certain investors out of the principal received from other, different investors” for years. Madoff’s hedge fund business had previously claimed to have served between 11 and 25 clients and had $17.1 billion in assets under management. But virtually all of the assets were missing.

United States District Court for the Southern District of New York Louis L. Stanton on Thursday appointed Lee Richards, a Manhattan lawyer, as the firm’s receiver. A hearing is set for Friday, for a ruling on the SEC’s petition to grant plenary powers to the receiver over the entire firm, and an absolute asset sequestration.

Doug Kass, president of hedge fund Seabreeze Partners Management said that “this is a major blow to confidence that is already shattered — anyone on the fence will probably try to take their money out.”

BDSM as business: An interview with the owners of a dungeon

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BDSM as business: An interview with the owners of a dungeon

Posted on February 6, 2020February 7, 2020 by

Sunday, October 21, 2007

Torture proliferates American headlines today: whether its use is defensible in certain contexts and the morality of the practice. Wikinews reporter David Shankbone was curious about torture in American popular culture. This is the first of a two part series examining the BDSM business. This interview focuses on the owners of a dungeon, what they charge, what the clients are like and how they handle their needs.

When Shankbone rings the bell of “HC & Co.” he has no idea what to expect. A BDSM (Bondage Discipline Sadism Masochism) dungeon is a legal enterprise in New York City, and there are more than a few businesses that cater to a clientèle that wants an enema, a spanking, to be dressed like a baby or to wear women’s clothing. Shankbone went to find out what these businesses are like, who runs them, who works at them, and who frequents them. He spent three hours one night in what is considered one of the more upscale establishments in Manhattan, Rebecca’s Hidden Chamber, where according to The Village Voice, “you can take your girlfriend or wife, and have them treated with respect—unless they hope to be treated with something other than respect!”

When Shankbone arrived on the sixth floor of a midtown office building, the elevator opened up to a hallway where a smiling Rebecca greeted him. She is a beautiful forty-ish Long Island mother of three who is dressed in smart black pants and a black turtleneck that reaches up to her blond-streaked hair pulled back in a bushy ponytail. “Are you David Shankbone? We’re so excited to meet you!” she says, and leads him down the hall to a living room area with a sofa, a television playing an action-thriller, an open supply cabinet stocked with enema kits, and her husband Bill sitting at the computer trying to find where the re-release of Blade Runner is playing at the local theater. “I don’t like that movie,” says Rebecca.

Perhaps the most poignant moment came at the end of the night when Shankbone was waiting to be escorted out (to avoid running into a client). Rebecca came into the room and sat on the sofa. “You know, a lot of people out there would like to see me burn for what I do,” she says. Rebecca is a woman who has faced challenges in her life, and dealt with them the best she could given her circumstances. She sees herself as providing a service to people who have needs, no matter how debauched the outside world deems them. They sat talking mutual challenges they have faced and politics (she’s supporting Hillary); Rebecca reflected upon the irony that many of the people who supported the torture at Abu Ghraib would want her closed down. It was in this conversation that Shankbone saw that humanity can be found anywhere, including in places that appear on the surface to cater to the inhumanity some people in our society feel towards themselves, or others.

“The best way to describe it,” says Bill, “is if you had a kink, and you had a wife and you had two kids, and every time you had sex with your wife it just didn’t hit the nail on the head. What would you do about it? How would you handle it? You might go through life feeling unfulfilled. Or you might say, ‘No, my kink is I really need to dress in women’s clothing.’ We’re that outlet. We’re not the evil devil out here, plucking people off the street, keeping them chained up for days on end.”

Below is David Shankbone’s interview with Bill & Rebecca, owners of Rebecca’s Hidden Chamber, a BDSM dungeon.

1 Meet Bill & Rebecca, owners of a BDSM dungeon
- 1.1 Their home life
2 Operating the business
- 2.1 The costs
- 2.2 Hiring employees
- 2.3 The prices
3 The clients
- 3.1 What happens when a client walks through the door
- 3.2 Motivations of the clients
- 3.3 Typical requests
- 3.4 What is not typical
4 The environment
- 4.1 Is an S&M dungeon dangerous?
- 4.2 On S&M burnout
5 Criticism of BDSM
6 Related news
7 External links
8 Sources

Nine firefighters killed in South Carolina blaze

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Nine firefighters killed in South Carolina blaze

Posted on February 6, 2020February 7, 2020 by

Wednesday, June 20, 2007

Nine firefighters were killed on Monday while battling a massive fire at a furniture warehouse in Charleston, South Carolina.

Firefighters were called to the scene of a massive blaze at the Sofa Super Store in Charleston, S.C. at around 6:30 p.m. EST. At around 7 p.m., nine firefighters were sent inside the inferno to rescue people who were trapped inside the building. They rescued two before the ceiling collapsed on top of them. All nine firefighters who were inside the warehouse died. They are:

Capt. William Hutchinson, 48
Capt. Mike Benke, 49
Capt. Louis Mulkey, 34
FF Mark Kelsey, 40
FF Bradford Baity, 37
FF Michael French, 27
FF James “Earl” Drayton, 56
FF Brandon Thompson, 27
FF Melven Champaign, 46

The disaster recalls Worcester Cold Storage Warehouse fire that killed six firefighters on Dec. 3, 1999, in Worcester, Massachusetts. The chief of the Worcester Fire Department flew down to South Carolina for the memorial service.

The Berry Tree Now Has A Try It Before You Buy It System

Posted on February 6, 2020February 7, 2020 by

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By Joe Rispoli

This new try it before you buy it system will make it possible for anyone to join The Berry Tree, check out the system for 30 days, and get a sample of the new product along with a full color catalog. This offer is backed by Nutronix International and Horizons Marketing who are two well established and profitable companies that support and believe in The Berry Tree program.

What exactly does this free trial include?

A new product will be introduced along with the O2 Berry product, and will be called the Berry Green Boost. This Berry flavored energy powder (same concept as crystal light) can be made into a long lasting energy drink. It will be in easy to carry satchels with every $4.95 trial. This is a WOW kind of product and a lot of people are going to want to continue with The BerryTree just so they can get more of this new product once they try it. The new Berry Greens Boost product is something that will be very easy to promote. The powder is mixed with water, tastes like berries and has the nutritional content of eight servings of vegetables.

Full Access to the BerryTree website for 30 days. This includes an online training system with a built in lead capture page that will be upgraded on a regular basis. Once a free trial is started the member can go directly to their online training center and start to learn about the benefits of becoming an active member before their free trial is up.

[youtube]http://www.youtube.com/watch?v=DgUbenZXj0E[/youtube]

Every new trial member also has the option of contacting their sponsor through their backoffice to benefit from their very own Personal Business Coach.

A Wonderful Nutronix / BT Magazine style Catalogue with over 50 products, all delivered to virtually any place on the planet.

A free Nutronix membership that allows buying at wholesale prices. The parent company, Nutronix International, is a debt-free Nutritional Products Manufacturer based in Mechanicsville VA. Nutronix has been building its nutritional product range for the last 8 years but came into its own with the introduction of the Automatic Builder system, which has been powered by the Horizons Marketing GTT’s (Guaranteed Tour Takers).

Horizons Marketing is an advertising and marketing company that advertises for some of the largest Fortune 500 companies. The interesting part of this collaboration, is that they are paid for performance and not paid for advertising.

This is the only home business opportunity that can guarantee your success. How? Because all new members that come from the company advertisement are rotated amongst all the current members. You also earn Berry Member Credits. These credits will allow members to earn from every single member in the company. Berry Member Credits are automatically given to you, 1 credit every 2 months you are an active member. You can never lose a Berry Member Credit as long as you remain active. In other words, a Berry Member Credit can not join and quit. They keep accumulating for you, allowing you to steadily continue to advance in the program.

The trial offer will not only allow anyone to try a great product but will also provide an easy to use automated system that is low cost and provides exciting income potential.

This is a great opportunity for the beginning and experienced network marketer. Especially for those who do not have the time or extra money to build a home business the traditional way. The Berry Tree looks to be poised for massive growth for many years to come.

About the Author: Joe Rispoli would like to know if you are interested in building an online business? His team is currently experiencing amazing growth, all due to exceptional teamwork. Find out what the true power of network marketing is about with

The Berry Tree

Source:

isnare.com

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isnare.com/?aid=201273&ca=Business

Dell joins Microsoft-Nortel VoIP Team

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Dell joins Microsoft-Nortel VoIP Team

Posted on February 5, 2020February 6, 2020 by

Saturday, October 20, 2007

Dell Inc. announced on Tuesday that it will partner up with the Microsoft-Nortel Innovative communications alliance (ICA) team to sell Unified Communications and VoIP products.

The announcement on Tuesday the 16th of October 2007 includes Dell selling VoIP, data and wireless networking products from Nortel and the Microsoft Office Communications Server 2007 and other unified communications products.

The partnership with both manufacturers should allow Dell to provide a pre-integrated solution.

In March 2007, competitors IBM and Cisco announced they would join in the competition for developing unified communications applications and the development of open technologies around the unified communications and collaboration (UC2) client platform an application programming interfaces (APIs) offered by IBM as a subset of Lotus Sametime.

“We want to make it simple for our customers to deploy unified communications so their end users can get access to all their messages in one place – whether its e-mail, phone or mobile device. This will pave the way for more business-ready productivity tools,” said vice president of solutions, Dell Product Group, Rick Becker.

Customers have four options:
- Core Office Communication Server 2007 – provides instant messaging and on-premise Microsoft Live Meeting.
- Office Communication Server: Telephony – enables call routing tracking and management, VoIP gateway and public branch exchange (PBX) integration.
- Audio and Video Conferencing – allows point-to-point conference, video conference and VoIP audio conference.
- Exchange Unified Messaging – provides voicemail, e-mail and fax in Microsoft Outlook, and anywhere access of Microsoft Outlook Inbox and Calendar.

Cpa Program}

Posted on February 5, 2020February 6, 2020 by

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CPA Program

PDlAcademyPdl AcademyPDL Academy is the only approved Registered Tuition Provider in Australia for the CPA Support, CPA Program and Globally Online, offering both face to face and online tuition to CPA Support , CPA Program and Foundation candidates. We only offer online tuition for Asia. http://www.cpaaustralia.com.au

PDL Academy through their mix of dynamic, experienced and professionally qualified tutors, provides the knowledge, skills and expertise required to support students and prepare them for their CPA Program. http://www.pdlacademy.com.au

[youtube]http://www.youtube.com/watch?v=89bB02tzwPc[/youtube]

CPA Programme-In PDL Academy Advancing to CPA status is a significant milestone in your career, which reflects both your commitment to your professional development and your dedication to the accounting profession.

Ethics and Governance-In PDL Academy Ethics and governance are a core component of the knowledge and skill base of today’s professional accountants. As key business decision makers, accountants must be proficient in regulatory regimes, compliance requirements, and governance mechanisms to ensure lawful and effective corporate behavior and operations.

Global Strategy and Leadership-In PDL Academy Global Strategy and Leadership is the capstone subject for the CPA Program. This subject consolidates and builds on the learning’s candidates have gained in the other three compulsory subjects: Ethics and Governance, Financial Reporting and Strategic Management Accounting.

Advanced Taxation-In PDL Academy Business leaders appreciate there are taxation implications that flow on from most business decisions. A sound knowledge of Australian taxation law is essential to ensure quality input into the strategic decision-making process of a business, and to provide post-implementation taxation advice.Advanced Audit and Assurance-In PDL Academy the Advanced Audit and Assurance subject provides a body of knowledge for you to understand the nature and diversity of audit and assurance engagements. The subject provides an insight on audit and assurance processes, the methodologies and procedures.Contemporary Business Issues-The Contemporary Business Issues subject examines a number of contemporary and emerging global issues in order to familiarize you with the business environment you are likely to be operating in as an accountant.Foundations of AccountingFundamentals of Business LawFinancial Accounting and ReportingManagement AccountingCPA ProgramCPA SupportPDL Academy is the only approved Registered Tuition Provider in Australia for the CPA Program and Globally Online, offering both face to face and online tuition to CPA Program and Foundation candidates. The tuition provided by PDL Academy meets CPA Australia’s strict quality standards and compliments CPA Australia’s distance education programs by helping candidates to understand the subject matter and prepare for exams.PDL Academy is the only approved Registered Tuition Provider in Australia for the CPA Support, CPA Program and Globally Online, offering both face to face and online tuition to CPA Support , CPA Program and Foundation candidates. We only offer online tuition for Asia.

We have 2 semesters per year and we promote heavily through social media for students sitting for the CPA Program to undertake tuition, our social media platforms are currently set up

As we have 2 semesters per year I provide a lot of the content to post during these 2 semesters which usually run for 4 mths each and the rest of the time is just posting as well as I will provide content

Article Source:

eArticlesOnline.com}

US researchers find a large asteroid held together by forces other than gravity

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US researchers find a large asteroid held together by forces other than gravity

Posted on February 5, 2020February 6, 2020 by

Saturday, August 16, 2014

A team of researchers from the University of Tennessee, Knoxville, has confirmed that near-Earth asteroid (29075) 1950 DA is primarily held together by van der Waals forces rather than gravity. They have shown that the rotation rate of the 1.1 km asteroid is higher than could be possible if only gravity and friction were responsible for holding it together. Cohesive forces prevent large scale shedding of material and breakup of the asteroid. Their study was published Wednesday in Nature.

The researchers found that the bulk density 1.7±0.7 g/cm³ of the asteroid is approximately two times lower than the value required for self-gravity to balance out the centrifugal forces caused by rotation. As Ben Rozitis, a planetary scientist and a co-author of the study, told Space.com: “I was expecting to find a high-density metallic asteroid, as such an asteroid wouldn’t require cohesive forces to hold itself together under its fast rotation. Instead we found the opposite! […] We knew from previous work that this asteroid was rotating faster than it should be, and we wanted to know why”.

Spectral observations of 1950DA indicated that it is either an E- or M-type asteroid in the Tholen classification. However, its low optical albedo and low radar circular polarization ratio (a very smooth surface at centimetre to decimetre scales) showed that it cannot be an E-type asteroid.

Unusually for an M-type asteroid (which are mostly metallic), 1950DA has low radar albedo. It would have been puzzling, if it was not for the Rosetta observations of 21 Lutetia, which is also an M-type asteroid with very similar low radar albedo. Researchers have used for 1950DA the same meteorite analogue which was earlier found to fit best 21 Lutetia: enstatite chondrite with grain density of 3.55 g/cm³. It allowed to calculate macro-porosity of 51±19%, indicating that 1950DA is a rubble-pile asteroid.

Taking into account thermal-infrared measurements of thermal inertia, presence of a fine-grained regolith is implied, primarily around 1950DA’s equator. Negative ambient gravity near the equator of the asteroid (48±24% of its surface) requires existence of cohesive forces to prevent loss of material. This is similar to an effect noticed between the fine grains of regolith on the Moon. Lunar regolith was found to be highly cohesive because of van der Waals forces between grains by the Apollo 17 expedition in 1974.

As Ben Rozitis explained: “We found a low-density rubble pile that traditionally would be unable to hold itself together unless cohesive forces were present. It’s exciting because we’ve provided the first evidence that cohesive forces are important for small asteroids, which had only been predicted up until now.”

The balance between cohesion and negative gravity requires small grain sizes consistent with the grain size distribution on 1950DA, and similar to that of another rubble-pile asteroid, (25143) Itokawa. Unlike Itokawa, 1950DA does not have large boulders on the surface; they may have been lost as 1950DA’s rotation accelerated due to YORP effect. This effect results in a change of the rotation rate of an asteroid (either faster or slower), and is caused when the Sun heats up an object unevenly, due to asymmetric surface topography. As the heat escapes, the rotation rate is slowly changed due to an uneven rate of cooling. The researchers find that a rubble-pile asteroid may have a high rotation rate, if it is held together by cohesive forces between the grains. But as the spin rate increases due to YORP effect, the centrifugal force may cause the rubble pile to eventually separate as it happened with P/2013 R3.

The findings may have implications for asteroid impact avoidance. A very small impulse may break one potentially hazardous object into several pieces. As Ben Rozitis said: “You’d want to avoid interacting with the asteroid directly. An alternative is to use a ‘gravity tractor,’ or a heavy spacecraft placed near the asteroid, which uses the force of gravity to pull the asteroid off course”. Bong Wie, an aerospace engineer at Iowa State University in Ames, noted: “I just hope that an asteroid on a collision course with Earth will not be spinning rapidly and it will not be a rubble-pile asteroid”.

According to Daniel Scheeres, an aerospace engineer at the University of Colorado, Boulder, understanding such cohesive forces may also be important for future asteroid mining. Ben Rozitis clarified: “Mining missions intend to visit small asteroids about 10 meters (33 feet) or less in size, as it is thought that they are predominantly solid bodies. However, cohesive forces enable such small asteroids to be rubble piles instead. A small rubble-pile asteroid would be harder to interact with and collect, as it can easily deform or break up when subject to external forces.”

The study was supported by Jet Propulsion Laboratory, California Institute of Technology and the NASA.

At least fifteen dead after stampede at Mali mosque

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At least fifteen dead after stampede at Mali mosque

Posted on February 4, 2020February 5, 2020 by

Friday, February 26, 2010

According to a government official, at least 26 people were killed in a stampede on Thursday at a historic mosque in the northwestern city of Timbuktu, Mali.

“There were 26 killed and 40 wounded,” Oumar Sangare, the Internal Ministry spokesman, told Reuters. However, other news agency reports put the death toll as low as fifteen.

An official, who requested to remain anonymous, said the accident could have begun as a result of renovation work on the Djingareyber mosque—which is made primarily of mud, and was built in the fourteenth century. Construction work blocked off some of the roads, and that could have been a factor in the incident. “The mosque is being renovated, financed by the Aga Khan, and the work is carried out by South African specialists,” the official told the Agence France-Presse (AFP) news agency.

“Because of these renovations, the passage on the north side of the mosque is closed off. On that side, to get through, the faithful found an improvised alleyway. But the alley couldn’t take the number of people using it. So there was a stampede. Somebody shouted ‘someone has died’ and panic took over,” the same official went on to say.

Others have remarked that rescue services responded “very quickly” to the stampede, and helped the “many injured.”

The Xinhua news agency reports the stampede started when an elderly woman fell in one of the town streets near the city’s main mosque, where a sermon was being conducted in front of a large crowd; a passersby then rushed to assist the woman, apparently disrupting the crowd’s movement and causing the stampede.

“People were circling the mosque, a ritual at each Mouloud [the observance of the Prophet Mohammed’s birthday] and there was a huge crowd build up,” commented Mohamed Bandjougou, one of the witnesses to the event, to AFP by telephone. “There were at least fifteen dead. The bodies were taken to the morgue.”

Authorities warned the number of injured may actually be higher than reported, saying that “we cannot rule out the fact that the number of those injured will increase because some of them are still hiding in their homes instead of coming to the hospital.” A hospital source commented that some of the people hurt were in critical condition, and needed to be evacuated to the capital, Bamako, as soon as possible.

The mosque’s imam, who gave his name as Asseyuti, commented on the incident. “We’re in mourning. What happened is a real trauma. We accept the will of God. He gives us life, he takes it away,” he said.

According to an official statement, Malian president Amandou Toumani Toure is traveling to Timbuktu from Bamako in light of the stampede.

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