Category: Insurance Broker

Insurance Broker

Exploring Local Car Insurance Agents

Exploring Local Car Insurance Agents

Exploring Local Car Insurance Agents

Finding The Best Car Insurance Companies

When searching for the best car insurance companies, it’s important to consider various factors such as customer service, claim processing time, and overall customer satisfaction. A highly-rated company often excels in all these areas, providing peace of mind to motor vehicle owners. However, one should also emphasize the availability of local car insurance agents who can offer personalized service and tailored insurance solutions. Establishing a rapport with these agents can be a key factor in ensuring that you receive the most appropriate insurance policy for your needs.

Benefits of Local Agents

Local car insurance agents are invaluable assets when you need specific advice on choosing the right policy. They possess in-depth knowledge of the regional market and can advise on state-specific requirements. Moreover, they can offer a more personalized experience compared to dealing with faceless corporations. For those in Dubbo needing comprehensive insurance advice, local agents can provide insights not just into car insurance, but also into other essential policies like business insurance Dubbo clientele often require, which helps in protecting a wide range of business operations.

Comparing Insurance Options

Comparing insurance options is crucial for anyone aiming to get the best coverage at an affordable price. Customers should analyze quotes from multiple insurers, considering coverage limits, deductibles, and additional benefits. Leveraging the expertise of local agents can simplify this process, facilitating a more straightforward comparison and enabling informed decisions. It’s about more than just rates; understanding policy nuances can prevent unpleasant surprises when filing a claim.

The Role of Online Reviews

Nowadays, online reviews play a significant role in how consumers choose insurance providers. They offer candid insights into customer experiences with car insurers. When reading reviews, pay attention to consistent praises or recurring issues, as they can be telling signs of a company’s strengths or weaknesses. While researching, consider using online databases and community forums to gather a comprehensive view of various insurers’ performance across different regions and including the needs catered by local agents is beneficial.

Check Your Travel Insurance Before You Zorb

Check Your Travel Insurance Before You Zorb

By Patrick Chong

What!? I can’t voluntarily roll down a hill at break-neck speeds in an enormous ball and expect my cheap travel insurance to pay for my injuries? Absolute madness! While you may think Zorbing is a perfectly reasonable thing to do, it’s actually a rather bizarre idea when you think about it.

Zorbing is the latest craze in extreme sports, and is rapidly becoming a popular activity for tourists and holidaymakers in search of a bit of fun. It involves rolling and bouncing down a hill in an enormous inflatable ball, causing adrenaline rushes and excitement for the rider. While it is largely a safe activity, it may be worth checking the fine print on your holiday insurance, as some companies may have reservations about covering such activities. Perhaps one can’t really expect cheap travel insurance to cover voluntarily hurling oneself down a hill!

The Case of the Fractured Back

Perhaps the Australian journalist Rebekah Meltzer should have considered holiday insurance before she set off barreling down a hill. She was unfortunate enough to bounce off a hay-encased post on her downward journey. Her ride turned into something of a flight, as her Zorb became airborne, coming down with a thud after a short air trip.

[youtube]http://www.youtube.com/watch?v=2ZsTT1ZSpRE[/youtube]

Unluckily for Meltzer, her flight resulted in a fractured back. She was admitted into hospital later that evening, and remained there for a few days. It is highly unlikely that cheap travel insurance, or even more expensive travel insurance for that matter, would feel particularly inclined to cover any costs incurred as a result of this unwanted little flight.

An Unlikely but Deadly Scenario

It must be iterated that Zorbing is a fairly safe sport, and travel insurance companies are just being cautious by not covering it in standard holiday insurance policies. But the fact remains that you are essentially hurling yourself head-first down a hill in a plastic bubble, which makes most insurance brokers a little nervous to say the least.

And dreadful scenarios do happen. A Czech teacher and pupil made sad Zorbing history in a fateful accident. After receiving the necessary precautionary training, the pair set off on their bubble ride. A safety net was in place to catch them at the bottom of the hill, and all seemed to be going well with safety measures in place. But the net burst on impact, and the Zorb rolled on. Sadly, the teacher was killed and the pupil seriously injured.

Of course, taking out a travel insurance policy to cover this extreme sport would not have saved the teacher, but it would help alleviate some of the resultant costs for the teacher’s family and for the injured pupil.

Three Irishmen in a Hydro-Zorb

Hydro-Zorbing takes this sport to yet another level. It involves a couple of bucketfuls of water being emptied into the Zorb with you, where you slip and side in the water as the Zorb rolls around you. Three young Irishmen were after a bit of fun, and decided to try out the experience on their holiday. But unfortunately the unlikely did happen, and their cheap travel insurance policy probably wasn’t convinced that their actions fell within the realm of reasonable holiday activities.

One young man’s foot pierced through a weak point in the plastic, and he slipped into the outer part of the Zorb. He suffered cuts to his face, a black eye, and had to endure several collisions with his friends. While this was certainly an unlucky encounter, but if you’re planning to attempt Zorbing on your next trip away, you might want to consider upgrading your travel insurance policy to cover it.

About the Author: Patrick Chong is the Managing Director of Journey’s Travel. Their commercial travel insurance website, Insuremore, offers

cheap travel insurance

for families, couples and singles with a quick and easy online claims feature.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=384066&ca=Travel

Theme: Overlay by Kaira Extra Text
Cape Town, South Africa