Visit Chicagogoldgallery.Com For Your Best Prices On Jewelry

Visit Chicagogoldgallery.Com For Your Best Prices On Jewelry

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Chicago Gold Gallery is a jewelry buyer that Chicago trusts. The business has been buying gold, diamonds, jewelry and valuable pieces since 1980 and gained a reputation as an honest broker of antique and modern pieces alike. There is more value in many jewelry pieces than the current market value of the precious stone or minerals included in the piece. Like ancient coins, each piece has a value established through current trends in the market through sales and auctions of pieces from the same jewelry maker.

When selling jewelry, it is crucial that you receive the full value of your pieces. Jewelry from the Middle Ages or beyond carries a value that translates well beyond that of its weight in gold. The experienced jewelry buyers at Chicago Gold Gallery begin their estimate of the value of your piece by weighing the mineral and judging the quality of stones which establishes the base value of your jewelry. Then, they start adding value through the expertise of the artist who created your jewelry. At times, these artists are recent, in which case the value is determined by the current sales price minus the difference in resale costs.

Old jewelry has a value far beyond that of current trends. There are many ancient artists whose names lend value to the jewelry they produced. These are the pieces that require significant research to determine a price. Chicago Gold Gallery will not purchase your old jewelry without a thorough search of the market so that you get a quantifiable quote.

Bring your old jewelry to Chicago Gold Gallery for an offer that you can trust. If you cannot make it to the store at 1236 W. Devon Avenue in Chicago, then visit their website and fill out the forms to communicate with the jewelry buyers that Chicago trusts. Follow us on google+.

<div class=Google introduces the ‘+1’ button
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Google introduces the ‘+1’ button

Wednesday, June 29, 2011

On Monday, Google added the “+1” button to its search results. It works similarly to the Facebook “Like” button. Today, Google began planning to add it to text ads, globally known as “AdSense”.

Google Product Manager Nick Radicevic commented at Google’s AdSense blog: “Today, +1’s will start appearing on Google search pages globally. …. We’ll be starting off with sites like google.co.uk, google.de, google.jp and google.fr, then expanding quickly to most other Google search sites soon after.”

Individual websites also can use this feature. People with a Google account can add a “+1” button to their personal websites. If a large number of readers click the button, the site will move closer to the top in Google search results.

Google also plans to eventually add the “+1” button to its text advertisements, globally known as “AdWords”. A user would be able to add rank to an ad and optionally make it available at their Google profile.

Google expects the experiment to be useful to improve search results and to combat poor websites and content farms.

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<div class=G7 says “all available tools” will be used to solve crisis
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G7 says “all available tools” will be used to solve crisis

Saturday, October 11, 2008

In the midst of the intensifying global financial crisis, finance ministers and central bankers of the G7 nations – Canada, France, Germany, Italy, Japan, the United States, and the United Kingdom – met in Washington, D.C. and released a joint statement.

With failures of large financial institutions in the United States, the crisis rapidly evolved into a global crisis resulting in bank failures in Europe and the Americas, and sharp reductions in the value of stocks and commodities worldwide. The crisis further lead to a liquidity problem and the de-leveraging of world assets, which further accelerated the problem. The crisis has roots in the subprime mortgage crisis and is an acute phase of the financial crisis of 2007–2008.

After the meeting, a joint statement was released with a commitment to “stabilize financial markets and restore the flow of credit.” The statement outlined five steps to achieve these goals:

  1. Take decisive action and use all available tools to support systemically important financial institutions and prevent their failure.
  2. Take all necessary steps to unfreeze credit and money markets and ensure that banks and other financial institutions have broad access to liquidity and funding.
  3. Ensure that our banks and other major financial intermediaries, as needed, can raise capital from public as well as private sources, in sufficient amounts to re-establish confidence and permit them to continue lending to households and businesses.
  4. Ensure that our respective national deposit insurance and guarantee programs are robust and consistent so that our retail depositors will continue to have confidence in the safety of their deposits.
  5. Take action, where appropriate, to restart the secondary markets for mortgages and other securitized assets. Accurate valuation and transparent disclosure of assets and consistent implementation of high quality accounting standards are necessary.
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“Central banks from around the world have acted together to provide additional liquidity for financial institutions, taking the necessary steps to support the global economy,” said US Secretary of the Treasury Henry Paulson in a statement after the meeting.

“We have taken a lot of actions,” said European Central Bank President Jean-Claude Trichet. “My experience of markets is that it always takes a little time to capture the elements [of the decisions taken].”

The Governor of the Bank of England Mervyn King said: “Central banks will work together as we demonstrated this week, to ensure sufficient short term liquidity is provided to stabilise banking systems. But it is also vital that governments work together to ensure their banking systems are recapitalised to enable them to lend to finance spending in the real economy.”

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Health Insurance

Health Insurance

Health Insurance

Health insurance is the most effective way of dealing with health issues and diseases. For fighting with acute and chronic diseases health insurance provides benefits and complete aid. Health insurance is also called the medical insurance. In health insurance all types of illness and medical expenses are fully covered.

SPI Health Insurance Plans

SPI Insurance Company Limited offers vast range of packages and plans just for the benefits of clients. SPI wants to facilitate the clients which is the main mission and aim of SPI Insurance.

Health Insurance SPI Packages

SPI health insurance serves many packages just for the facility of the clients. From normal sickness to serious diseases SPI health insurance covers all.

SPI Health Insurance Plan

SPI Insurance Company Limited offers two types of plans.

  1. Family insurance plan
  2. Individual insurance plan

These both packages are further divided in to the many plans which is for the ease of the clients.

Family Insurance plan

SPI family health plan is one of the top rated health insurance plan. In SPI family health insurance plan, coverages of insurance is for whole family.

Individual Insurance Plan

SPI individual insurance plan is for the personal health insurance. Which provides coverages for the single person who is insured.

Benefits of Health Insurance

There are lot of benefits of health insurance because in emergency or tough situation proper health insurance will help the insured customers.

  • Give proper treatment and medication at the time of illness
  • Provide experienced doctor’s consultation to the insured patient.
  • Surgical expenses are also paid by the insurance company.
  • Critical diseases are also included in medical insurance.

SPI Insurance Plan

SPI Insurance Company limited offers many different health insurance plans. All these health insurance plans thoroughly cover the insured. SPI all plans are affordable and within range of every person.

Coverages

SPI health insurance provides large amount of coverages just in small amount.

  • Hospitalization Cover
  • Maternity (optional)
  • Out-Patient Cover (optional)
  • Accidental Death Cover (optional)

These are all highlighted coverages and it have many more sub-coverages in it.

SPI Health Card

SPI Health Insurance Card gives cashless services to the clients. SPIInsurance Company limited offers health card for its clients which help the clients at the time of emergency and accidents. SPI health Insurance card is valid in SPI panel hospitals.

More benefits

SPI health Insurance serves with many facilities. SPI covers pre hospitalized expenses to the post hospitalization expenses and extra hospital charges are also included in health insurance coverages.Health insurance is not a business but it will become the helping hand in case of emergency for the insured. Health is foremost important thing for every person.

<div class=Ford’s US auto sales spike, surpassing GM
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Ford’s US auto sales spike, surpassing GM

Wednesday, March 3, 2010

Ford Motor Company said on Tuesday that its sales in the United States rose 43% in February compared to the same period last year, as the automaker outsold rivals Toyota and General Motors.

The strength of our new products … are resonating with customers

Ford said that total sales improved to 142,285 units, compared to 141,951 units sold by GM. Additionally, Ford said that its share of the total US car market rose to 17%, up from 14% a year ago. The increase was better than analysts had predicted, and Ford’s stock rose to a five-year high in morning trading, before declining later in the day. Ford’s sales were significantly influenced by a 74% increase in fleet sales to businesses. Rental car agencies alone accounted for around 30,000 units sold. Sales to retail consumers increased only 28%.

The increases were led by sales of two sedans, the Fusion and Taurus, which rose 166.5 and 93.3% respectively, although sales of other models such as SUVs and pickup trucks also increased. Both models were significantly redesigned last year, and analysts said that improved quality from such cars were driving the increases.

Other companies also reported February sales today, nearly all reporting sales gains as well, although none as large as those of Ford. Toyota was the sole exception to the sales gains, as their sales declined 8.7%, as the company was faced with a global recall during the month that led to a temporary stoppage of production for some models.

“The strength of our new products … are resonating with customers,” said Ken Czubay, Ford’s vice president of sales and marketing. However, he believed that traditional Toyota customers were not buying rival autos, but rather awaiting the results from the recalls.

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<div class=NSW govt to rebuild high school with private funding
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NSW govt to rebuild high school with private funding

Monday, May 22, 2006

New South Wales minister for Education and Training, Carmel Tebbutt told parliament that Kelso High School, which was destroyed by fire on August 18, 2005 will be rebuilt under the NSW government’s New Schools Public Private Partnerships (PPP) program. Under the program, the bulk of construction costs come from private companies who own the schools for 30 years, after which time they revert to government ownership.

The PPP program began in October 2001. According to the government, 19 schools will be delivered under the PPP program by 2009.

The announcement follows Member for Bathurst, Gerard Martin’s statement to parliament on September 14, 2005 that the government would be rebuilding the school at a cost of $18 to $25 million. “The Government has accepted the responsibility of the $18 million to $25 million to rebuild the school, which is proceeding post haste” he said.

The PPP announcement has been seen as a backflip by the government.

When approached by Wikinews, Brad Hazzard, the opposition’s education spokesperson said that the coalition did not have a formal policy in this area but generally were supportive of the PPP program so long as infrastructure and maintenance are addressed.

Australian Greens education spokesperson, John Kaye, said that problems were already emerging with the PPP program in NSW. In March 2006, it was revealed that the government had to negotiate an exit strategy so that after school hours child care could be provided. In a media release provided to Wikinews, Dr Kaye said, “Yet another flaw in a NSW Public Private Partnership (PPP) has been uncovered. Just like the Cross City Tunnel, the community suffered because the contract failed to protect the quality of service delivery,”

“After numerous complaints from parents, the Iemma government had to negotiate an exit strategy from the contract to provide out-of-school-hours childcare. Corporate giant ABC Learning which had purchased the original provider, Peppercorn, was clearly not interested in the expensive end of childcare”.

Dr Kaye also pointed out that an Auditor general’s report found alarming evidence that the basis for PPP in NSW could be based on unreliable financial models. Dr Kaye said that the Auditor General has “cast a very large shadow” over the government’s claimed savings from the PPP program.

“It appears that the NSW government does not know with any degree of certainty how much it would cost to perform the same function in the public sector. Any attempt to say that private sector control is cheaper is now fraught with danger,”

“The Auditor General’s report proves that the methodology used by the Government to estimate the costs of public sector provision is highly unreliable and suspect” said Dr Kaye.

Both Carmel Tebbutt and Gerard Martin gave no response when contacted by Wikinews.

Retrieved from “https://en.wikinews.org/w/index.php?title=NSW_govt_to_rebuild_high_school_with_private_funding&oldid=850265”
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<div class=U.S. Senate passes landmark health care reform bill
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U.S. Senate passes landmark health care reform bill

Thursday, December 24, 2009

The United States Senate has approved a hard-fought measure to overhaul the health care system. The vote will be followed by the difficult process of reconciling the Senate-passed bill with one approved by the House of Representatives, in order to get a final measure to President Barack Obama.

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“The yeas are 60, the nays are 39. H.R. 3590 as amended, the Patient Protection and Affordable Care Act is passed,” Vice President Joe Biden announced. Senator Jim Bunning of Kentucky did not show up for the vote leading to the 39 nays. Mike Reynard, a spokesman for Bunning, said in an e-mail that “The senator had family commitments.”

The vice president presided over the Senate at the time of the vote in his role as President of the United States Senate.

As expected, Republicans voted against the bill while all Democrats and two Independents, Joe Lieberman of Connecticut and Bernie Sanders of Vermont, voted for it.

At an estimated $87 billion, the measure would expand health insurance coverage to about 30 million more Americans currently without it, and create new private insurance marketplaces, or exchanges, to expand choice.

And, like the slightly more expensive measure passed by the House of Representatives, the Affordable Health Care for America Act, it would end a practice by private insurance companies of denying coverage to individuals with existing health problems.

Both the Senate and House measures would require nearly all Americans to purchase some form of insurance, while lower-income Americans would receive help from federal government subsidies.

This is a victory because we have affirmed that the ability to live a healthy life in our great country is a right and not merely a privilege for the select few.

In remarks before the vote, Senate Majority Leader Harry Reid, Democrat from Nevada, said opponents had done everything they could to prevent the vote from taking place.

Speaking to reporters, Reid and others hailed the vote as a victory and a major step toward providing millions more Americans with access to health care. “This is a victory because we have affirmed that the ability to live a healthy life in our great country is a right and not merely a privilege for the select few,” Reid said.

Reid and others including Robert Byrd, the 92-year-old Democrat from West Virginia, paid tribute to Senator Edward Kennedy, who died this past August after spending decades of his career in the Senate pursuing health care reform.

When casting his vote Byrd said, “Mr. President, this is for my friend Ted Kennedy. Aye.”

Victoria Reggie Kennedy, the widow of Senator Kennedy, watched the proceedings from the Senate visitor’s gallery, as did Representative John Dingell, Democrat from Michigan, who has been a long time advocate of health care reform and who sponsored and introduced the House version of the health care reform bill.

In the final hours of debate on the Senate bill, Republicans asserted it would be ineffective and add sharply to the U.S. budget deficit.

Mr. President, this is for my friend Ted Kennedy. Aye.

Senator Jeff Sessions, Republican from Alabama said of the bill, “This legislation may have a great vision, it may have a great idea about trying to make the system work better. But it does not. These are huge costs [and] it’s not financially sound.”

Senate Minority Leader Mitch McConnell vowed to defeat the bill when the Senate reconvenes in January saying, “This fight is not over. This fight is long from over. My colleagues and I will work to stop this bill from becoming law.”

Senator Olympia Snowe, a moderate Republican from Maine who helped approved the Senate Finance Committee’s version of health care reform, the America’s Healthy Future Act, earlier in the year and who remarked she may not vote on the final bill, said, “I was extremely disappointed,” noting that when the Democrats reached their needed 60 votes to overcome a filibuster, “there was zero opportunity to amend the bill or modify it, and Democrats had no incentive to reach across the aisle.”

Ahead are difficult negotiations with the House of Representatives to craft a final bill President Obama would sign into law. These talks, which will formally get under way early in the new year, will take place amid anger among many liberal House Democrats the Senate bill failed to contain a government-run public health insurance option.

This fight is not over. This fight is long from over. My colleagues and I will work to stop this bill from becoming law.

Members of the House Progressive Caucus have vowed to fight to keep this public option in any final legislation that emerges, along with other provisions they say are needed to protect lower and middle-income Americans and hold insurance companies accountable.

In a statement, the Democratic chairmen of three key House committees said while there are clear differences between House and Senate bills, both will bring fundamental health care coverage to millions who are currently uninsured.

Obama administration officials have been quoted as saying they anticipate negotiations on a final bill would not be complete until after the President’s State of the Union Address in January, and could slip even later into the new year.

If passed, this will be the most important piece of social policy since the Social Security Act in the 1930s, and the most important reform of our health care system since Medicare passed in the 1960s.

President Obama issued a statement to the press in the State Dining Room in the White House saying that the vote is “legislation that brings us toward the end of a nearly century-long struggle to reform America’s health care system.”

He also pointed out the bill’s strengths, noting, “The reform bill that passed the Senate this morning, like the House bill, includes the toughest measures ever taken to hold the insurance industry accountable. Insurance companies will no longer be able to deny you coverage on the basis of a preexisting condition. They will no longer be able to drop your coverage when you get sick. No longer will you have to pay unlimited amounts out of your own pocket for the treatments you need. And you’ll be able to appeal unfair decisions by insurance companies to an independent party.”

He also noted how historic the bill is, saying, “If passed, this will be the most important piece of social policy since the Social Security Act in the 1930s, and the most important reform of our health care system since Medicare passed in the 1960s.”

Obama noted the potential social impact, saying, “It’s the impact reform will have on Americans who no longer have to go without a checkup or prescriptions that they need because they can’t afford them; on families who no longer have to worry that a single illness will send them into financial ruin; and on businesses that will no longer face exorbitant insurance rates that hamper their competitiveness.”

Obama afterwards made phone calls to various Senators and other people, including Victoria Kennedy and David Turner of Little Rock, Arkansas. Mr. Turner had his health insurance rescinded in January of last year, after his insurance company went back into his record and alleged that he failed to disclose his full medical record at the time he applied for coverage. Turner was First Lady Michelle Obama’s guest during her husband’s speech to a joint session of Congress on health care reform back in September.

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Credit Card Debt Program Settlement Is Better Than Bankruptcy

Credit Card Debt Program Settlement Is Better Than Bankruptcy

By Sean A. Kelly

Credit card debt program settlement is an approach to debt relief in which the creditor agrees to reduce the debt and this reduced amount is considered as the full payment. This process is also called debt negotiation, debt arbitration or debt solution. This process is necessitated when the debtor is unable to do the minimum monthly payments and the balance grows alarmingly due to ongoing interest and late fees. There are three ways through which debt settlement agreement can be done- by following the expert advice found over the Internet, by hiring a debt settlement lawyer or by hiring a debt settlement company. If you need help with credit card debt, a credit card debt program settlement may be just what you need. Credit card debt settlement works best when the borrower (you) owes a significant amount of money to the credit card companies. Credit card debt settlement programs also prefer to work with borrowers who are no longer able to make their minimum payments.

If you are looking for ways to get out of credit card debts, you are not alone. Debt results when a client of a credit card company purchases an item or service through the card system. Debt accumulates and increases via interest and penalties when the consumer does not pay the company for the money he or she has spent. Now more than ever credit is being offered to people and it is very easy to fall far into debt before you even realize it. A credit card debt program can be very helpful to you and improve your credit. There are many different options when it comes to credit card debt. One of the methods is debt settlement. It usually results in the lowest monthly payment and gets your debts paid off faster, so you can enjoy a debt free lifestyle. That is, in debt settlement, a percentage of your debt is reduced right away by your creditor. As a result, you may find immediate relief in your monthly payments. The remaining monthly payments can be easier to handle. Another method is the debt consolidation loan program that can also be very helpful to you. Like settlement, consolidation is another avenue for getting out of debt. Here the creditor will work out lower rates with your creditors. Instead of several payments, you make a single lump sum payment to the debt consolidation firm who will take charge of settling your accounts. The debt consolidation firm will also take care of the paperwork, cancel fees, and terminate the accounts. When choosing between settlement and consolidation, you need to bear in mind that there is no right formula for eliminating debt. The former can give your finances an immediate boost but will compromise your credit score while the latter has little impact on your rating but will require some time.

[youtube]http://www.youtube.com/watch?v=pladteFFer8[/youtube]

The other option is the credit card solutions, which can be the best way to clear the unsecured debt. When a person is under the debt then he/she does not have many options to clear the debt. It has in fact, become an epidemic in the U.S. As a direct effect, people who sense it hard to handle their debt are turning to professional aid. It may look very different for many people but credit counseling services can undeniably offer debt solutions for coming out of debt in a short time. The credit card companies are willing to give debt settlement or debt reduction to their customers. Actually the debt settlement can be a good deal for the creditors as well. Do you know why the credit card companies work best for you? They are losing much money these days, due to increase in the number of their customers filing for bankruptcy. In such scenario, they may lose their money entirely. They may be happy to give the debt settlement and recover as much as possible from their customers. You can be legally eligible to get credit card solutions or debt settlement if you have more than ten thousand dollars as unsecured debt. However, do note that you may have to hire a legitimate debt relief firm for executing your debt, as one hears a lot of scams these days.

About the Author: credit card debt program settlementcredit card debtscredit card solutions

Source: isnare.com

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<div class=Fire breaks out in Ku-ring-gai Chase National Park, Australia
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Fire breaks out in Ku-ring-gai Chase National Park, Australia

Sunday, January 21, 2007

Fire broke out in the Ku-ring-gai Chase National Park, on the outskirts of Sydney, Australia, at approximately 5pm on Sunday 21st January 2007. The site of the fire is inaccessible terrain in the Bobbin Head/Apple Tree Bay area.

For a time properties were threatened in Mount Ku-ring-gai, but this danger has now passed. The F3 freeway and northern train line were closed, causing freeway traffic to be banked up. The morning saw delayed traffic on the F3, which was briefly opened, but for the most part traffic was diverted onto the Pacific Highway at the Berowra Exit.

Around midday the F3 Freeway and Pacific Highway were closed until further notice, severing Sydney’s northern vehicular links. During Monday afternoon the railway line was closed. Traffic for the north was being routed inland via Wisemans Ferry Road, though Windsor. The Pacific Highway, F3 and railway line reopened at 6pm. Welfare centres have been opened for commuters who cannot get home. They are located at Berowra Community Centre (north of the fire) and Thornleigh Baptist Community Centre (south of the fire).

Overnight backburning along with a direct attack has seen the main threat dissipate with the southern fire front under control. On Monday morning spot fires continue to move north towards Cowan Creek. The wind has been picking up in the local area during Monday afternoon. The fire is proving difficult to contain due to spot fires and flying embers.

There has continuous helicopter activity over the area during Monday.

The NSW Rural Fire Service will be holding Community briefings at the Berowra Oval and Samuel King Park Bobbin Head Road Turramurra at 5.30pm today (Monday).

Tuesday saw continuing helicopter activity. Steady rain has been falling throughout Tuesday night and Wednesday morning. The Rural fire service has stated that it is now confident that the fire will be contained.

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<div class=Bolivian troops told to seize natural gas fields
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Bolivian troops told to seize natural gas fields

Monday, May 1, 2006

Bolivian President Evo Morales has ordered that all foreign-owned natural gas fields be turned over to the national government of Bolivia.

President Morales signed a decree that orders troops to seize the fields “immediately” to ensure gas production. The decree also says that companies have 180 days to sign over their fields or leave the country.

The fields are owned by such companies as the United States‘ Exxon-Mobil Corporation, Brazil‘s Petroleo Brasileiro SA, Spanish-Argentine Repsol YPF SA, and Great Britain‘s BG Group PLC and BP PLC.

“The looting by the foreign companies has ended. We are not a government of mere promises, we follow through on what we propose and what the people demand. We want to ask (the Armed Forces) that starting now, they occupy all the energy fields in Bolivia along with battalions of engineers,” said Mr Morales after signing the decree.

“The time has come, the awaited day, a historic day in which Bolivia retakes absolute control of our natural resources,” added President Morales.

One of Morales’ vows in his presidential campaign was to “recover” the country’s natural resources by renationalizing them. President Morales explained, on a visit to Brazil in January, that renationalising the industry would not mean expelling foreign companies or expropriating foreign property. “Foreign companies have every right to recover investments and make profits, but profits should be balanced”.

Bolivia has the second largest supply of natural gas in South America after Venezuela.

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